Small Business Owners Face Uncertainty as Key ACA Subsidies Expire

December 27, 2025 - 18:50

When patients arrive at Eric Frankenfeld’s chiropractic practice struggling with insurance issues, his wife, Lisa, who manages the office, reassures them that they will work together to make care more affordable. However, the recent expiration of crucial subsidies under the Affordable Care Act (ACA) has cast a shadow over the future of many small business owners like Eric and Lisa.

These subsidies have been a lifeline for countless small businesses, allowing them to provide health insurance to employees and themselves. With the expiration, many are bracing for the possibility of losing their coverage, which could lead to significant financial strain. The couple has always prioritized patient care, but the changing landscape of health insurance is forcing them to reconsider their options.

As more small business owners face similar challenges, the impact on their operations and the well-being of their employees could be profound. The need for affordable health care solutions remains urgent, as many worry about the consequences of being uninsured.